How It Works:
Our only goal is to match you with a lender poised to meet your financial demand while keeping the whole process as quick and easy for you as possible.
Let us explain:
1. What We Do:
We provide you a convenient service that gives you access to multiple direct and indirect lenders via one simple loan request form.
Choose how much you need, fill out your basic details, and we'll attempt to match you with one of these lenders in minutes.
Now you don't have to wait to see a member of staff at the bank or fill out tedious forms.
Everything can be completed online and is designed to be as fast and easy as possible, ensuring you the chance to get cash quickly in the case of an emergency.
2. What Lenders Do:
You will know on screen if you have been matched with a lender from our network as you'll be redirected to their page.
Here you will need to complete the online application, which may require you to attach supporting documents regarding your income and employment.
No faxing may be necessary if you have access to PDF statements from your bank etc.
If you are approved, an offer will be displayed and you will be given digital access to the full terms and conditions.
Only after you digitally sign the agreement will the loan be processed; before that you are free to walk away at any time with no obligation.
If you do accept the offer, you could see the cash in your account as soon as one business day (excluding weekends and none-banking days).
Note it is important that you have funds in the account to make the repayment on the day it is due, as the lender will automatically attempt to take it.
(Our site and those of our lenders are secured with the latest encryption technology and your personal details are never passed on or sold to third parties except lenders).
Applying With Bad Credit:
Nobody is guaranteed approval no matter what kind of credit product they are applying for, but payday lenders are much more forgiving when it comes to your credit score.
This doesn't mean there will be no credit check, but because the amounts they offer are small and the debt is outstanding for a short period of time the lender faces less risk.
You are far less likely to run into trouble with a payday loan than if you took out a large personal loan, so just because you struggled with debt in the past is not an overriding factor.
As long as you earn at least $1,000 a month from a stable source and are a legal US citizen, over the age of 18, your application will be fairly assessed.
Some form of credit check will, however, may take place, which is standard within the industry.
What to Remember:
Cash advance is no less important than any other type of credit, and it is imperative that you follow the terms and make the repayment on the date agreed.
By law, all lenders must disclose the amount you are required to pay in fees before you sign the contract, and it is a good idea to read through the full terms and conditions so you are fully informed about what you are undertaking, including the risks and potential costs.
If you fail to make the repayment you could face added interest and collection proceedings.
This will also negatively affect your credit score.
There are 5 Simple Steps:
- Fill out our request form.
- If matched, complete the lender's application.
- If approved, read the terms and sign the agreement.
- Sit back and wait for the funds to be deposited directly into your bank account.
- The repayment is automatically taken from your account on the agreed date.
It really is that simple!
If you are faced with an unforeseen expense that you cannot cover until your next pay check arrives, give our service a try now and you could see cash in your account really fast!